After Y2K and the euro transition, most banks have postponed investments in renewing IT, and are now coping with heterogeneous, inflexible, expensive, and innovation-averse information systems and payments infrastructures. As they now need to comply with new standards and regulations, IT infrastructure renewal is a strategic and operational imperative with direct consequences for banks’ payments services offering, organisation, processes, and technology. Capgemini helps with IT systems strategy and planning, enterprise application integration, and software selection, program management, project implementation, adaptive IT, business processes and flows re-engineering. Download our payment on Renewing Payments IT Infrastructure.